Top International payment gateway Platforms in India
In this post, we will discuss what the payment gateways are and how they work. These are Top International payment gateway Platforms in India. These Payment Gateways completes local transactions as well as international. In the early days, information related to payment on websites was shared with everyone. The transaction was not easy and secure in the past as it is today, Now we can safely transfer money to the websites at present. Because of this online transactions are in trend nowadays.
Today if we put our bank details on any website, it does not share with anyone even the website owner does not have any information. Today India is moving towards cashless, so online transactions are very popular. It becomes necessary for us to know about the online payment gateways.
What is the payment gateway
When you buy any product online on the internet, you pay money by any payment gateway. A payment gateway is a platform that provides online money transactions. All such websites are called e-commerce website. The seller is called a merchant, the customer is called a visitor or buyer. On an e-commerce website, we can transact our money by debit card, credit card, internet banking and online wallet.
The payment gateway is in the form of a third-party computer system, which provides a secure Internet connection for the merchant to process payment transactions and transfers money to the merchant’s bank account.
Types of Top International payment gateway Platforms in India/world
Payment gateways are mainly of two types
1. Hosted Payment Gateway
Hosted Payment Gateway can be easily set up. The customer is not directed to any other website.
2. Integrated Payment Gateway
The customer is redirected to the website in the Integrated Payment Gateway. It takes a lot of time to settle an integrated payment and it is a bit difficult.
How Payment Gateways Works –
There are some typical steps about how payment gateways work.
- When any person wants to buy something online then he goes to some e-commerce website.
- After the product’s choice, it goes on check-out.
- On click of check-out button, the buyer is transferred to the gateway.
- Clicks on the proceed after filling all the information related to payment.
- After clicking on Proceed, the bank redirected to the customer on the main merchant’s website.
- After OTP or verification, the payment has completed and the customer is redirected to the merchant’s website.
Features of Best Payment Gateway-
- We can use Credit Card, Debit Card and Internet Banking in Best Payment Gateway.
- Its interface is user-friendly.
- Payment gateways are responsive.
- Fast and secure.
- Customer support is 24 hours.
Top International payment gateway Platforms in India/world
These payment gateways are of international level, therefore, we can complete both national and international type of transactions. There are so many gateways are available on the internet but few of them are very popular. Some of these are mentioned here.
- PayPal is one of the Top International online payment gateway solutions in India.
- It was founded in 1998,
- It’s one of the most widely-used payment gateways in India as well as in world level because of its simplicity, and safety.
- PayPal accepts both credit card or debit card payments.
- Paypal doesn’t take fees from buyers it means It’s free to use for buyers. If you are a store owner you will have to pay a simple transition fee of “3.4% + $0.30 USD”, for credit card payments. The best thing is associated with PayPal is that you only need to pay after making a sale. If you don’t do a sale you are not bound to give charges.
- Also, PayPal payment gateway does not require any setup fees, gateway fees, or monthly fees.
- If we talk about PayPal user In the worldwide, these are around 342500 Internet sites use PayPal payment gateway.
- Pay Pal is also very simple and responsive to Mobile, Laptop, and Tablets.
- Android and IOS Application are also available to use PayPal.
- Automatic withdraw facility available in the PayPal.
- PayPal Payments Pro is PayPal’s Product. It is ultimately and powerful service of PayPal.
- PayPal Payments Pro is payment processing service for eCommerce users that don’t necessarily possess a PayPal account.
- PayPal Payments Pro is one of the top Payment Gateway solutions which is fully devoted to streamlining business transactions,
- This is also a strongest and best-reputed payment gateway.
- PayPal Payments Pro supports credit cards (Visa, Master, Discover, American Express_, as well as PayPal and PayPal credit payments, and relies on an open API infrastructure.
- PayPal Payments Pro also allows phone-based credit card payments and gives users a handy invoicing kit to charge consumers right away.
- At the same time, it is flexible enough to be used by small businesses and market leaders, it has over 184 million customer accounts (so far).
- Payments Pro has secure checkout solutions when we transmitting money from a local or mobile device.
- PayPal Payments Pro is the most powerful international payment gateway at the present, As it accepts 26 leading currencies, and it is available to use on over 200 markets.
Unique Features of PayPal Payments Pro?
- It doesn’t require payers to have a PayPal account. If you still don’t have PayPal account don’t worry, PayPal Payment Pro is a solution for that. In case of Payments Pro, it supports eCommerce users, and allow them to accept credit card and debit card payments.
- This is Truly integrated payment gateway in the market-It works seamlessly with all leading eCommerce solutions, CRM and sales management tools.
- Custom checkout. This is another merit associated with PayPal Payments Pro.
- the user can customize checkout as he needs, also can create a positive checkout experience. We can integrate all the layout and colors that match our company’s theme and brand.
- Fast mobile payments.PayPal Payments Pro, this is not limited to office desks and computers. You can easily turn your mobile devices into moneymaking machines, PayPal Payments Pro takes few seconds to minutes to make payments. We can transfer money to a credit card with the help of PayPal Payments Pro.
- I personally realized that At the same time, PayPal Payments Pro connects to all major shopping carts in the market.
Currently Paytm is listed as one of the Top International payment gateway Platforms in India as well. There will hardly be anyone who does not know about Paytm. It’s very safe, simple and fast.
- Supported Payment Option – Net Banking, Mobile Banking, Online Wallet, UTI, Visa Card Master Card, Maestro Card, Rupee Card
- Records Documents – Account Details
- Fees – Zero
- Processing time -Generally from 1 minute to 10 minutes (3 hours to 24 hours, if any problem has occurred)
- Mobile app integration- Android and IOS
- Personally, I am using Payza to send and receive payments from many websites.
- It is one of world’s fastest and simplest online Payment gateway solutions beacuPayza consider as Top International payment gateway Platforms in India as well as at worldwide.
- It is also an international money transfer platform where we send and receive payments worldwide.
- Payza enables secure money transfers from the website as well as mobile devices.
- In the case of Payza, we can receive transfers from credit cards, bank accounts, and BitCoin accounts.
- It processes payments directly to eCommerce websites.
- We can shop online with Payza through Payza wallet.
- Payza offers a dedicated card you can use to withdraw money or pay on the spot.
- Payza now includes a wide range of Bitcoin and Altcoin services.
- This means that members can exchange, add, withdraw, and send bitcoins to or from fiat currency.
- In the Payza Cards Altcoin can be used to load the prepaid cards, and turn
- we can convert Altcoins into US Dollars and can be spent online, in-stores, or withdrawn from most ATMs.
- Payza supports 25 currencies, and it enables hassle free and fast exchanges.
- Payza can be used to pay bills online, send make orders,
What is unique about Payza?
- Freelancer’s favorite Payment gateway. Payza is very convenient and safe for businesses and professionals to send and accept money from any location in the world.
- All-in-one platform. it enables you to accept payments via ACH transfers, bank wires, cashier’s checks, bitcoin money orders, or credit and debit cards.
- International service. international, versatile, and secure as possible. Payza has 15 million users worldwide
- , Payza provides users to use 21 different currencies for their business.
- We can choose so many options to withdraw funds such bank wire, bank transfer, Payza Card, Bitcoin, or Altcoin (coming soon).
- PayU is an Indian payment processing corporation product, and it is also considered as one of the simplest payment solutions in the online market.
- It is suitable for every user who is not able to use complex payment gateway platforms.
- It also allows One Tap payments system, by allowing second-time users to skip entering their CVV again it becomes more popular in the market world.
- It also reads and submits OTP to the user, and complies with the highest PCI and DSS standards for security purpose.
- PayU is also very popular because of its best conversion rates. If we talk about the result in digits it is (acclaimed 12%), acceptance for over 45 payment methods (Net-Banking, 8+ bank EMI’s, 6 Wallets, Amex, Rupay, International Cards), and the PayuBiz’ API’s & SDKs
Unique Features of PayU?
- This is the best thing is that PayU offers a single integrated solution that users/customer can receive local payments in local currency in all locations in the world.
- payment methods. more than 250 local payment methods and multiple currency options are available in PayU, We can manage complexities even without credit cards,
- PayU has 16 markets and 2.2 billion consumers to date. International merchants are using PauU as their payment service provider and are receiving payments in all local currencies,
- MobiKwik is Mobile friendly.
- Mobile Optimised Checkout Design Checkout which gives a seamless experience to customers on all screen sizes and operating systems.
- MobiKwik Payment Gateway accepts payments through popular Net Banking, UPI, popular Wallets, EMI and all Indian and international Mastercard, Visa, Discover, American Express, Diners card.
- Conversion Rate is also good in case of MobiKwik.
- MobiKwik’s payment gateway is PCI DSS certified to secure all card, banking and transaction data for customers.
- In the MobiKwik The API detects and auto fills the OTP on behalf of customers.
For receiving online payments and invoices For receiving eBay payments
|Monthly sales||International customers (per transaction)|
|Up to $3,000 USD||4.4 % + fixed fee based on the currency|
|$3,000.01 USD – $10,000 USD||3.9% + fixed fee based on the currency|
|$10,000.01 USD – $100,000 USD||3.7% + fixed fee based on the currency|
|$100,000.01 USD and over||3.4 % + fixed fee based on the currency|
These merchant transaction fees apply to payments received through your website, online invoices and online marketplaces other t
Instamojo is Started in 2012.
To get fully verified account we need to submit a scanned copy of PAN Card and Bank Statement. No need to start a trial account.
Key features –
- initial setup fees- Zero
- Withdrawal fees- 0
- Single currency supported
- Annual maintenance charges- 0
- Payment option- visa Card MasterCard, Maestro card, Rupay card, net banking wallets and up
Transaction charges or fees-
- Debit Card and Credit Card net banking wallets and UPI- 2% + 3 rupees/Transaction.
- International MasterCard and Visa Card and American Express- 5% + 3 rupees/Transaction
- Digital products and files- 5% + 3 rupees per transaction.
- Credit Card, Debit Card, Net Banking, UPI, Wallets- 1.90% Per Transaction
- International Credit Card, EMI,AMEX, Diners AMEX, Diners- 2.90% Per Transaction
- Skill is a new and very successful UK-based payment service.
- It gives services designed both for businesses and individuals.
- Skrill provides facility to make international transactions and pay for products and services We can use own mobile device for the international transaction.
- European users can also submit a request for a prepaid Master card, Through Master card withdraw funds/purchase goods can be done wherever they may be.
- Skrill is free, users are only charged a fixed percentage of what they’re sending/receiving.
- It provides excellent care for the security of your payment information.
- The sender has to pay 1% of the transaction’s value, this is a low amount as compared to other payment gateways, this makes Skrill expensive platforms and gateways in the world.
- We can easily link to any bank account worldwide.
What is unique about Skrill?
- Skrill enables several payment transaction options such as credit cards, cash and email- transactions. All you need to do is sign up at the web and avail the services.in other words, we can say Skrill provides Multiple transaction methods to complete our transaction.
- Skrill supports over 30 different currencies to date and makes useful to international buyer or customers. And attract customers from all around the world.
- Skrill provides 100% security that can be transferred high-value money to account safely.
- passwords and critical information is kept confidential that’s why there are no chances of any mishaps.
- Mobile accounts and ATM service. We can transaction by MasterCard provided by Skrill and withdraw cash from ATMs anywhere in the world.
- POS addition. Skrill provides instant money transfer service which makes it more useful and attractive to the users globally.
8. CC Avenue payment gateway-
- This is the largest and one of the Top International online payment gateway solutions in India.
- CC Avenue is started in 2001.
- 80% e-commerce sites using CC venue payment gateway for the online transaction.
- Almost all banks and payment options are available in CC Avenue payment gateway.
Key features of cc Avenue payment gateway
- Annual maintenance charges- 1200 rupees.
- Initial setup charges- 0 rupees.
- Debit Card and Credit Card net banking wallets and UPI- two percent per transaction
- International Master and Visa cards and American Express- 3% per transaction
- Withdrawal fees- 0
- Settlement days- about 7 days
- Required document- bank account details
- Multi-currency support- yes CC Avenue payment gateway support currency- transaction fees is 4.9%
- Authorize.net was Founded in 1996.
- It has taken many years to become famous.
- Authorize.net has More than 400,000 merchants world1wide.
- Authorize.Net payment gateway accepts online payments through credit cards and electronic checks.
- setup fees are 49 dollars and $29 is monthly gateway fees.
- SecurePay.co payment gateway Founded in the year 1997.
- It is very good Payment gateway solution for merchants and also for small shopkeepers.
- SecurePay.com offers an online shopping cart, electronic check services (called as SecurePay), accepts mobile payments,
- After sign up on SecurePay.com, we can process credit card payments.
- If we talk about fees structure of SecurePay.com It charges “.25%-1%” plus “$0.25” per transaction.
- A drawback associated with SecurePay.com is that You have to pay $400 for terminating your services, prior to the expiration of the service agree2ment with SecurePay.com payment gateway.
There are some more Top International payment gateway Platforms in India
These also used at the world level. These platforms are not described herein details .please check by clicking on their name.
- Cardinal Commerce
- Zoho Checkout
- Orange pay
This was an article on the top International payment gateway Platforms in India/world. I hope, you will definitely like this post I think this post will be helpful to you. if you have any question or suggestion feel free to contact us by sending the email us on firstname.lastname@example.org.